You might be surprised at what really drives interest rates

The Reserve Bank of Australia (RBA) and the major trading banks may play the most visible role in setting interest rates, but in many cases they are being reactive rather than proactive. A wide range of external factors feed into their decision-making process, including in no small part, our collective behaviour as investors and savers,[…]

Planning ahead for the “Sandwich Generation”

Are you taking care of elderly parents? Do you still have adult children living at home? Do the words ‘meat’ and ‘sandwich’ strike any chords with you? You could be a member of the “Sandwich Generation” without realising it! Sandwich Generation refers to people who are ‘sandwiched’ between caring for elderly parents and adult children[…]