Planning ahead for the “Sandwich Generation”

Are you taking care of elderly parents? Do you still have adult children living at home? Do the words ‘meat’ and ‘sandwich’ strike any chords with you? You could be a member of the “Sandwich Generation” without realising it! Sandwich Generation refers to people who are ‘sandwiched’ between caring for elderly parents and adult children[…]

What is required of you when applying for or refinancing a mortgage?

Whether it’s due to over-enthusiastic lenders or desperate borrowers, failure to adhere to robust lending standards can land some borrowers in serious financial distress. In many cases the difficulties experienced by these borrowers could have been avoided if the lenders had complied with their responsible lending obligations. In brief, this means inquiring into a borrower’s[…]

Thinking of consolidating your debts? Read this first

It’s become so easy to borrow money that even when you’re struggling to pay off what debts you already have, your bank may offer you more credit. Sometimes the temptation to say “yes, more please” is too high and before you know it you’re over-extended. Managing your credit cards, personal loans, store cards, car loans[…]